Dream Dwellings

Privacy Policy

Privacy Policy for Creation Finance Car Finance

Introduction

Welcome to https://creation-finance-car-finance.dreamdwellings.net! We are committed to protecting your privacy and ensuring a transparent approach to data handling. This comprehensive Privacy Policy explains our practices regarding the collection, management, and protection of personal information in alignment with various international privacy laws and regulations, including:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the Protection of Personal Data in the Private Sector
  • The General Data Protection Regulation (GDPR) from the European Union
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), and its counterparts in Colorado (CPA), Utah (UCPA), Connecticut (CTDPA), Virginia (VCDPA), South Africa (POPIA), and other relevant jurisdictions.

Scope

This policy covers all aspects of our online presence, including but not limited to:

  • Our official website at https://creation-finance-car-finance.dreamdwellings.net
  • Any mobile applications or services provided by us
  • All interactive features on our platforms, such as user accounts and chat functions
  • Content accessed through our websites, including blog posts, articles, and online forms

Please note that this policy does not extend to third-party websites, apps, or services linked from our platform. These entities have their own privacy policies governing your interactions with them.

Processing Activities

This Privacy Policy guides how we interact with users in various ways:

  • Using Our Services: When you utilize our applications and services as an authorized user, we collect and process data necessary for providing these services.
  • Website Visits: Visiting our websites linked to this policy means you agree to the terms outlined here. We track your interactions to enhance user experience.
  • Communications: You may receive communications from us, including newsletters, promotional emails, phone calls, or text messages (SMS). Your consent is required for marketing-related contacts, and you can unsubscribe at any time.

Personal Data Collection

We collect a range of personal information to improve our services and personalize your experience:

  • Account Details: This includes user names, email addresses, and passwords used to access your account on our platforms.
  • Payment Information: We securely process payment data, such as credit/debit card numbers, expiration dates, and CVV codes, for transactions on our site.
  • Financial Records: Details of financial transactions, loan applications, and related documents may be stored to facilitate services.
  • Purchase History: Information about products or services purchased through our platform is retained for billing, delivery, and customer support purposes.
  • Mobile Device Identifiers: Unique device identifiers (UDIDs) or mobile phone numbers can be used for push notifications and analytics.
  • Location Data: With your consent, we may collect data about your location to provide personalized content and services.
  • Feedback and Reviews: We value your input and may collect feedback, ratings, and reviews you submit on our platforms.
  • Social Media Profiles: If you choose to log in or share content through social media accounts, we may access your public profile information.
  • Product Preferences: We track your interactions with products on our site to understand your preferences and provide relevant recommendations.

Cookies and Tracking Technologies

We employ cookies and similar tracking technologies to enhance user experience:

  • Strictly Necessary Cookies: These ensure basic functionalities, such as secure login and account management.
  • Preference Cookies: They remember settings you’ve chosen, like language preferences.
  • Analytics Cookies: Used for performance monitoring and understanding user behavior on our site.

Users can manage non-essential cookies through our Cookie Manager, allowing you to control tracking activities.

Data Retention and Deletion

We have clear policies regarding data retention and deletion:

  • Personal Data is retained as long as necessary for the fulfillment of the purposes for which it was collected, plus a reasonable period thereafter to comply with legal obligations.
  • Once the data is no longer required, we securely delete or anonymize it to protect your privacy.

Your Rights (Based on Geographical Location)

The rights available to you depend on where you are located:

  • Access and Rectification: You can request access to the personal data we hold about you and ask for corrections if inaccurate.
  • Erasure and Restriction: In certain jurisdictions, you have the right to request the deletion of your data or limit its processing.
  • Data Portability: You may be able to obtain a copy of your data in a structured format, portable across services.
  • Objection and Non-Discrimination: You can object to processing based on legitimate interests or refuse to consent for specific purposes. We will respect these objections unless legally required to process the data.

For detailed information on your rights and how to exercise them, please contact our Data Protection Officer using the details provided below.

Changes to Privacy Policy

We reserve the right to update this policy at any time. Any significant changes will be posted on our website with an updated effective date. We encourage you to review this page periodically for the latest information.

Contact Information

If you have any questions, concerns, or requests related to your privacy:

We aim to respond promptly and assist you with any data-related inquiries.